Anyone have medical air lift insurance?
If yes, which company do you use?
A club member brought it to my attention that a medical air lift cost $37k which was not covered by his insurance.
So if you like sports with "high risk" of serious injury e.g. head injury from skiing, even our loved sports of 4wheeling e.g. serious roll-over. And as careful as you can be, something sh*t happens.
Or have a medical condition that warrants medical air lift service should problem arise outdoors, worth it IMO.
There is one company that was suggested to me: http://phicares.com/index.shtml
Has a national plan including CA, AZ... but not all states.
Areas covered might work for most people. I contacted Phl Air and looked at the contract and the coverage is by County. I don't see El Dorado (Rubicon) or Place County (Lake Tahoe) and other the counties where I freq wheel.
Was told that if "as a Phil Air" member, ended up in an emergency and a diff carrier is used and not Phi Air, I will not be reimbursed. Suppose you can request Phil Air if conscious, but what if not... or Phi Air for example, doesn't cover that area.
Anyone w/experience looking into the cost benefit, coverage and pros/cons of Medical Air Lift Insurance! Or any recommendation on ins carrier in the El Dorado/Placer County where my family and I skii, wheel, and Mtn Bike during our vacations.